The BICA AGENCY

Ai- Lead Generation & Creative Services

Social Media Advertising

Websites + Funnels

Email + SMS Marketing

An Official Partner of ContractSoft

"Work like you don’t need the money.

Dance like no one is watching.

And love like you’ve never been hurt."

Mark Twain

About Us

We are 100 percent focused on your business. BIC's top priority is to understand a company's objectives, products, and services. We are part of agency network dedicated to exceeding clients expectations.

Schedule a Free Call

Our Agency is dedicated to building relationships with our clients. Schedule a call with a us today and we will listen. We promise...No pushy sales pitches and we will speak with you in a language that you will understand.

Our Services

We provide solutions to a business need. The only thing that we "sell," is our industry software. Our services are solutions to the challenges that come with being in business . We will never try and "sell you," anything.

"We will never try and sell YOU, anything. Our job, is to see to it that YOU sell more!"

-BICA AGENCY

What our Clients Say about Us

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JC Lukens

Great quality and great service! Chris was a big help to our business. Our company was looking to start from scratch- we wanted to rebrand ourselves, develop a new website, and introduce new marketing strategies. Chris helped us every step of the way, and now our online presence is much stronger than our competition!

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MB York

ValueExcited to be working with this agency on many levels! From social media to PR to event planning it had taken a lot off my plate. Exceptional quality, service, and communication. An overall great value and experience!

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John Doe

Contrary to popular belief, Lorem Ipsum is not simply random text. It has roots in a piece of classical Latin literature from 45 BC, making it over 2000 years old.

Save on Swipe Fees

Understanding Merchant Processing and How to $ave on Fees

February 01, 20232 min read

As a business owner, understanding credit card processing fees is essential. With the right knowledge and strategies, you can use merchant processing fees to your advantage. From understanding what merchant processing fees are to exploring ways to minimize them, this guide will provide everything you need to know about merchant processing fees.

What Are Merchant Processing Fees?

Merchant processing fees are the charges that merchants pay for using credit cards as a payment method. These fees typically include an authorization fee, discount rate, and transaction fee. Authorization fees are charged for each time a customer authorizes their credit card for a purchase. The discount rate is calculated on a percentage basis as a percentage of the total sale amount. Lastly, the transaction fee is charged for each completed transaction on the merchant’s website or in-store terminal.

Payment Processing

How to Minimize Merchant Processing Fees

There are several ways that you can minimize your merchant processing fees so that your business isn't overpaying for services. The first step is choosing the right payment processor. Make sure that you do your research and choose one with competitive rates and low monthly costs. Another way to save money is by negotiating with your processor; they may be able to offer better rates if you agree to higher monthly minimums or longer contracts. Additionally, make sure that you avoid unnecessary upgrades or add-ons such as fraud prevention tools or reporting services; these can quickly add up and increase your overall cost per transaction significantly. The preferred solutions for our clients is to utilize the EDGE Solution where businesses just pay a fixed rate charge that range between now $10 and $35 per month, or encourage customers to pay with cash instead of credit cards; this will help reduce your overall costs substantially since there will be no associated merchant processing fees for those payments.

Take Advantage of Saving On Fees

Understanding credit card processing fees is essential if you want to benefit from them as a business owner. By understanding what merchant processing fees are, choosing the right payment processor, negotiating with your processor, avoiding unnecessary upgrades or add-ons, and offering discounts for cash or check payments – you can successfully save money on your merchant processing fees! Taking advantage of these strategies can help ensure that your business remains profitable while still providing customers with convenient payment options such as credit cards.

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Christopher Markakis

Christopher Markakis is a Business Development leader with many years of experience in Sales & Marketing. He has also worked extensively in Film, Television, and Video Production. Christopher loves working with people and helping them grow and achieve their goals.

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